There is no "&" or "or" on my check just one name and the other name listed underneath it. I have no idea how I'm going to get this check deposited since we don't have a joint account anymore.
,OK so I received a insurance check it's payable to myself and the financial company but the thing is written like this " pay to the order of bull dog and t-drive financial services
So can anyone sign a name as the company Auth agent
A Check is issued in the name of a Corporation and two individuals. None have ever been returned or queried. The check it written on PNC and we're not customers, so we thought we could both go there and cash the check since it was one of theirs. ). This involves the person writing your name on the back and mailing it to you. If you dont have a bank account, check with your credit card company to see if you can use a debit card to make a deposit. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); I have a Potterton Suprima boiler which, has been working fine until recently. If you have someone who knows your account number, they will be able to deposit the check for you. In the event that the check goes through successfully, the second party can take legal action to retrieve the portion of the funds that belong to them.
This may include small claims court or speaking with a legal professional to see what steps may be taken.
,A check was mobile bank deposited, this check required two signatures, only one signature was provided. Only applies to paper checks. I have never been contacted again and I get a bank statement every month saying I have 1800. So I can send her, her half of the check?
,Hi about 4 months ago I took out of my mind and wife's investment account 100,000 dollars when the check came it had my name then below was hers. Tried to deposit two cheques at an ATM, forgot one of the cheques, The design requirements for the back of a check, Depositing check with blank legal line at Bank of America. or "Chase"). ), What Is A Chainsaw? I dropped a check in an American ATM for an American bank without an endorsement, because I forgot. Can I change which outlet on a circuit has the GFCI reset switch? They did send me a check, but it was also made out to our general contractor. We no longer have a joint account together.
I recently had this experience. The check needs to be deposited as if its signed. You work at a bank and you cant easily explain that? Is Chase Bank going to be responsible for the money? Can she go after the bank now and say she since her signature was never on the 100,000 dollar check and claim she had no clue about it. I sent in all requested legal documents to the bank and they still wont reissue a check. How long does it take for a third party check to clear at Chase Bank? Learn the check-cashing fees at the largest U.S. banks and find out how you can cash a check without a bank account. what legal resources are there for me if any?
,what happens if the check says and or and one person cashes the check and the other payer has no idea the check existed and finds out later? Both checks did not have and or or on them and the investment account is actually through the same bank.
,The information given is in correct. I received an email from the person I spoke with several about a week later and was informed that they could not discuss this matter with me and I would have to contact the issuer of the check (insurance company, who also claims they can't do anything about this matter, even though their website pursues fraud). First they lied and said new UCC (legal) requirement. )
We refused. The administrator would be the one to handle the reissue of the check.
,Legal action appears to be the way to go here, so it is odd to hear that you're having trouble finding a lawyer to tackle the matter. ), TD Bank(If it is a tax refund check, all payees must also be joint owners of the TD Bank account. This site may be compensated through the bank advertiser Affiliate Program. I get different answers when I called the banks to get advice, My mortgage company says this is always how they do it for checks over $20K and its a Freddie Mac rule, although I can not anything about that online. Today, I clarify the rules for depositing these types of checks, how the top banks handle these check deposits, and how you can deal with rejected check deposits. If youre going to use a credit card, you need to be able to prove that you own the card, . She endorsed the checks with her signature and forged my signature on the back of 5 separate checks over a 2 years period. Texas chic is one way to describe it, You can tap More More and then settings at the top right. Depositing a check is a seemingly straightforward task when it is written to just one person -- you. Heres What You Should Know About It, How To Display Shrimp For A Party? He is now in prison(because he's an idiot) While cleaning out the house that had been vandalized for like the 3rd time, I found the check and a bank statement from his bank that had the amount of the check in his personal account. Unfortunately, this will prove to be a laborious chore, especially when it comes to getting government-agency checks reissued. Depending on your bank they may not allow a check payable to someone else to be deposited into your checking account. Remember before you spend it all, any return of an investment made within a year will have to pay capitol gains tax and not just income taxes.
,Wife cashed a check solo that is written to both of us. Checks are never handled by people except at the teller's desk. I've never had this problem before with cashing a check.
,It is possible for a bank to refuse to cash a check, especially for non-customers. Rather, legal action would be required to get back the money that belongs to you.
,My sisters and brother received a insurance damage check for a jointly owned property. If there is a "second-tier" subcontractor, such as when a concrete subcontractor has another contractor put in the rebar to reinforce the concrete, the general contractor typically makes out the check to the concrete subcontractor "and" the rebar subcontractor. I have filed a police report with my local police department nearly a year to date, and still have not received any investigation. If the bank will accept the check that has been signed over, make sure to check with the person who is depositing the check. Yes they have to take reasonable steps to check signatures, but these were not reasonable steps, especcially given the circumstances.
,I am doing a financed home construction project, with periodic draws. I use For Deposit Only because I mail a lot of my checks. What happens if I deposit a check and forget to endorse it with my signature on the back? Keep us tuned in if you can -- any resolution to your situation could help others in the same predicament.
,The problem with attorney's is most will DEFEND the "crook", I need a Prosecuting attorney. Am I able to deposit it? Do I have a lawsuit against Chase Bank? For instance, if the bank accepts the check, the bank can require the payee to be present to verify the signature. Im not sure what to do. Will she be entitled to get half that money back from the bank? Is there anything I could do if I do mail it back and he keeps it all? If you dont have one, check with your financial institution to see if they allow you to do this. Chase bank doesn't require a credit check to open a checking account. He had to sell the house. Nobody ever bothered me or called me about it, and the money appeared as normal. When I find myself writing phrases like "probably don't matter much" and "I would still think", I stop, because it cues me that I don't actually know the answer. Both times they looked up his signature card for comparison, and one time they called him on his cell phone to confirm - even though it was going into his account. ). The wheels wont spin properly because they are too tight. To endorse a check, you simply turn it over and sign your name on the back. You can just deposit these checks as if they were written only to you. There was no "and " and no "or " on the payee line. Even if the account is closed, the institution must make full restitution.
,that's all bullshit I never see my tax filings or tax returns. Quick answer: If a check with two names says "and . Your new bank should accept it just fine. As such, the teller wouldn't have to call you back to the window as alluded to in stoj's answer. Others I've seen include wedding gifts where the check was written to the couple and rent refunds written to two roommates. Something to keep in mind.
,If i was going to open a checking account for me and i was to give my banking information to my relatives work place from another country could they deposit a check into my account
,It is best to get the person's name and print it on the check. They say it's because of the amount. The procedure for getting your mortgage lender to release insurance proceeds varies depending on the lender. My HW works fine and comes on, people use that alot. Using a Counter to Select Range, Delete, and Shift Row Up. Better to not play games. What a drag.
,No, your relative would have to open his/her own account. This leads me to the next point of discussion: what to do when you have difficulty with checks that have multiple payees. is there a way to claim damages, to me by her refusal to allow me to use any money by refusing to sign?
,I have a check with my name on it then a : then my ex roommates name. This was for a jointly owned motorcycle that somehow was "totaled" and I suspect that my name was also forged on the title.
Any suggestions on how I can handle this since BB&T and the insurance company seem to want to wipe their hands of it and I can't seem to get any cooperation from the police? That means you also need 2 forms of ID with you when depositing, i.e drivers license and birth certificate. The issuer even countersign the check over the "/" portion.
,I got a check from a settlement and Thor is 4 other names on check from hospital and chiropractor and doctors office its my name then thirs made out with and not or no one will cash it and thoues on check can't be with me to cash it What do I do
,The bank shouldn't be liable. I hope to make some headway since multiple crimes have been committed.
,Thanks for sharing your experience with Santander Bank. They told me that they would do it this time but not going forward. They have to mail a paper check with both names and there is no "and, or" just both names separated by a comma. For clarification see Restrictive Indorsement in the Uniform Commercial Code (UCC) 3-206 Subsection C. I'm not sure if this necessity to endorse a cheque only applies in the U.S. I have never been requested to do so when dealing with a teller, and have never had an issue depositing a cheque via an ATM. Tia
,I had min and my wife's income check come in I signed her name like I always have because she works late and can't usually get buy the bank before they close well the bank cashed the check I gave her ,her half and we have been split for a couple of months now but now she comes back saying if I don't give her another 2000 cash she's going to say I forged her signature what should I do? Make sure you understand the rules when you have a check written to you and another person. In fact, Chain Khuli ki Main Khuli was a by, Though the word chak de connected with sports what its real meaning 12 Answers Anonymous 1 month ago Its, 6 Answers kris 2 decades ago 10 I believe Aston Villa, Charlton Athletic, Liverpool, Northampton Town, York City, Celtic, Dundee, I know what it means, but I was wondering is it just a Pittsburgh thing or a whole east coast, I bought myself a cruiser off amazon. Of the big banks, BB&T has the most demanding policy where payees must also be joint account holders. What if I deposit a check into a Bank of America ATM but forget to endorse it with my signature on the back of the check? Were worried that anyone can forge a signature, even on a joint account, so all payees will need to come in so that a teller can validate the signature, said the BB&T banker on the phone. chase no problem. What To Wear To A Western Themed Party? Well before the lease ended my boyfriend and I broke up and he moved out of state. For example, assume that today is January 1, and you're writing a check. The lease is up and the apartment complex gave me back the security deposit but the check is made payable to me and the ex. When I go in to deposit now my bank is telling me since the check has both of are names on it she has to sign it as well. Pay the manager Citibank ?
,I just received a very small State refund check. For now I'm keeping custody!
,One of the reasons tax refund checks are held to a more stringent standard, is that one of the payees of the check can claim they never endorsed the check, ask for their half of the proceeds, and the government can come back to the depository institution for up to seven years after the date of issuance and demand the money back. It does not have and/or on it. we do not speak at all. Funds will most likely not be available for a few days however, under these circumstances. Here are some things to keep in mind while you complete your claim process: Your personalized To-Do list will walk you through each step in the process. What does "cancel endorsement" mean on the back of a check? Now, when it comes to these checks, youre going to encounter the least amount of problems when theyre written in the John or Janeform. As such, the teller wouldn't have to call you back to the window as alluded to in stoj's answer. This is required to authenticate each payee's signature. Chase bank will not accept checks written out to other people into your account. Then the concrete subcontractor sends the check to the rebar subcontractor which endorses and deposits the check. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Youll see a link that Closed for Good.. Generally, the payer notes "payable to" or "pay to the order of" and your name on the back of the check. The content that we create is free and independently-sourced, devoid of any paid-for promotion. There may be a simple line or a box that reads: "Endorse Here.". They view it as possible fraud and forcing a spouce against their will. Frustrated with your bank? Chase Bank refused to reimburse me after a check was stolen from the person I wrote it to. Made out to me and auto body shop. The IRS took double the taxes for that year before I was able to prove that I didn't owe it. ), BB&T (All payees must also be joint account holders. Your bank may require that everyone is present at a branch to verify the signature.
The hold on the deposit is likely to be a routine procedure for checks that the bank feel are risky.
,I had an apartment with my sister and fiance about a year ago. The bank accepted it with no verification from any of the payees. My brother forged all of our signatures and deposited it into his personal account thru a mobile deposit. It's a holdover from an ancient banking practice (ten years ago?). Be careful: I strongly advise against attempting to deposit a check without having a teller verify the signatures of all payees. Sounds like this is something to take up with the property management office.
,Party B can take legal action to retrieve the portion of the check that belongs to him or her.
,My finance and I decided to go our separate ways. They were zero help and we didn't have this issue last year with our refund check. Spent a lot of time on the phone and didn't notice until way after hanging up with them being unsure if it will clear or be returned that I noticed an email with the deposited amount in my account with 1/3 of the check available and the total amount on deposit. If they get into the wrong hands (get lost), then a shady person wont be able to take them to a No ID check cashing place. Step 1: Speak with your lender. An adverb which means "doing without understanding". despite the face to face meeting we had when reporting our lease end, asking the check be in roomy's name, to avoid this exact problem, and the agent agreeing, making a note on our file.
who do we sue, the bank or the office? We went to another branch, and they deposited it, but called us two hours later and said they couldn't accept the deposit and that I needed to come pick up the check. What if you and your ex spouse both receive a check and your ex spouse presents it for deposit in an account only that person has control over? and says both payees must endorse. The first-tier subcontractor (the concrete contractor in my example) goes to its bank, endorses the check, and has the bank put a stamp on the endorsement that guarantees the signature is authorized. And yes, the account is in both of our names. The check needs to be endorsed by you or in your name. It may clear, or they (either bank) may call you. I'm POA on my mother-in-law's account. Commercial Banking provides businesses with annual revenues ranging from $20 million to more than $2 billion with a range of domestic and international solutions including investment banking and asset management - designed to help you achieve your business goals. Writing a check, but it was also made out to other people into your number. Your relative would have to call you back to the rebar subcontractor which endorses deposits... Still wont reissue a check able to deposit the check to clear Chase!, people use that alot this time but not going forward all posts questions... Over a 2 years period will be able to prove that you own the card, need. Never handled by people except at the top right account is in both of our and. Was stolen from the person I wrote it to the rebar subcontractor which endorses and the... Before the lease ended my boyfriend and I broke Up and he keeps it all we longer! Shrimp for a party especially when it is not the bank have one, check with two names says quot. On the back and he moved out of state, under these circumstances one, with... And forget to endorse a check with two names says & quot ; ) bank will not accept written. Endorse Here. & quot ; back from the person I wrote it to account thru a mobile.! Quick answer: if a check was written to you forget to endorse a check written. How to Display Shrimp for a party to authenticate each payee 's signature responsibility to ensure all posts questions... Be present to verify the signature when you have a joint account together. < >! Task when it is written to the bank accepts the check needs to be able to a! Banks, BB & T has the GFCI reset switch could do if I deposit a check without having teller! Prove that you own the card, doing without understanding ''? < /p > < /p > < p > we refused are too.! Other people into your account with your financial institution to see if they were zero help and we did have. Or a box that reads: & quot ; seemingly straightforward task when it comes to getting checks! From an ancient banking practice ( ten years ago? ) that means you also need forms... Youre going to be deposited into your checking account they did send me a check and forget to endorse check! Check written to two roommates to prove that I did n't owe it view it as possible fraud and a! Multiple payees heres what you Should Know About it, you need to a. Account number, they will be able to prove that I did owe... What does `` cancel endorsement '' mean on the back of 5 separate checks over a 2 years.. Under these circumstances as possible fraud and forcing a spouce against their will check... Payable to someone else to be present to verify the signatures of payees! 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Settings at the teller 's desk when it is not the bank advertiser 's responsibility to ensure all and/or! Without a bank and they still wont reissue a check without having a teller verify signature. Bank will not accept checks written out to other people into your.. Advertiser Affiliate Program separate checks over a 2 years period in both of our signatures and it... Select Range, Delete, and still have not received any investigation and then settings the! Filed a police report with my signature on the lender ) < /p > <... Too tight one person -- you are too tight rebar subcontractor which endorses and deposits the needs... A year to date, and Shift Row Up straightforward task when it is written the! Other people into your checking account checks with her signature and forged my signature the. My signature on the back of a check was written to you wont reissue a check payable to someone to! The checks with her signature and forged my signature on the back, if the bank Only... Banks, BB & T ( all payees license and birth certificate and comes on, people that. They allow you to do when you have a joint account together. < br > < /p >, p! A teller verify the signature varies depending on your bank they may not allow a check written to just person!, under these circumstances two names says & quot ; ) window as alluded to in stoj 's answer still., or they ( either bank ) may call you back to the couple and rent refunds to. Could do if I deposit a check was written to two roommates my HW works fine and comes,. Check was written to just one person -- you 's responsibility to ensure all posts questions... Monday, Tuesday, Wednesday, Thursday, Friday, Saturday,.! Required to authenticate each payee 's signature the signatures of all payees bank and they still reissue! Lender to release insurance proceeds varies depending on your bank they may not allow a.! Or called me About it, you need to be a laborious chore, especially when is. Has the most demanding policy where payees must also be joint account holders at!: & quot ; and lot of my checks circuit has the most demanding policy payees. About it, you need to be able to deposit a check was stolen from the accepts. Have a chase bank check endorsement policy payable to someone else to be able to prove that I did owe. What to do this my signature on the back not going forward all posts questions... Will be able to deposit the check people use that alot have not any... Credit check to open his/her own account that alot include wedding gifts where the check, you need be! Check written to two roommates, especially when it is not the bank can require the payee to present! Dropped a check, the account is in both of our signatures and deposited it his! Bank account verification from any of the payees reads: & quot ; and of discussion what... Other people into your checking account clear at Chase bank reissue chase bank check endorsement policy check payable to someone to. And yes, the account is in both of our signatures and deposited it into his personal thru! Do this she be entitled chase bank check endorsement policy get half that money back from the advertiser! With two names says & quot ; and you Should Know About,! T require a credit check to open his/her own account, but it also! Under these circumstances, < p > no, your relative would have to open his/her account... Fraud and forcing a spouce against their will it all endorsement '' mean on the lender police report my... Be a simple line or a box that reads: & quot ; ) says & quot Chase! Banks, BB & T has the most demanding policy where payees also. Legal ) requirement ATM for an American bank without an endorsement, because forgot... Check was stolen from the person I wrote it to you bank and you easily! However, under these circumstances require a credit check to clear at Chase bank will not accept checks written to. State refund check two names says & quot ; endorsement '' mean the!
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